Retail shareholders
In Generali we have a significant number of individual investors, the retail shareholders. About a quarter of our share capital is subdivided among them. This is why we have created a section where we can interact with private shareholders and examine issues more closely linked to savings.
Shareholders' meeting
The General Meeting, called at least once a year and open to all those holding at least one Assicurazioni Generali share, is a fundamental aspect of the life of the company, one in which the shareholders have the opportunity to formally interact with the board of directors and management to discuss the main issues that took place during the financial year.
The AGM 2024 was held on the 24 April 2024, and convened without physical attendance of shareholders and exclusively through the presence of the Appointed Representative, taking advantage of the option introduced by art. 106 of Decree-Law No. 18 of 17 March 2020, converted by Law No. 27 of 24 April 2020, the effects of which were extended by Law No. 18 of 23 February 2024. Shareholders were given the possibility to cast their vote by conferring a proxy to the Designated Representative, also through a dedicated online portal.
For Generali being close to and with its shareholders is a fundamental and indispensable value. As a consequence, considering the health and legislative picture of the first months of 2020, the Company, being almost the only one among Italian issuers, upgraded its usual webcasting service of the opening speeches by the company’s top management, to a new and different service, reserved to shareholders: the live audio streaming of the full AGM proceedings. This first step was built upon in 2021 when a video streaming service was provided with excellent results: such service was available also in 2024, granting an exclusive opportunity for Generali shareholders.
The recording of opening speeches by the Chairman, Group CEO and Group CFO is available in English, French, German, Spanish, Italian Sign Language and with Italian subtitles on the Annual General Meeting 2024 – live streaming page.
Shareholders' meeting extended inclusion (SMEI)
In order to overcome the physical, communicative and sensorial barriers that may prevent the participation of some shareholders in the General Meeting, Generali has launched, since 2016, the Shareholders' Meeting Extended Inclusion (SMEI) program.
Supported by the enthusiasm and dedication of the volunteers of our Group and the collaboration of trained assistance professionals, the SMEI Program has developed over time, through the provision of a growing number of services, always oriented towards the inclusion of all shareholders with respect to that central moment in the life of the Company which is the Annual General Meeting. Read more
Shareholders unit
In order to guarantee that also retail shareholders have a direct contact point in Assicurazioni Generali, the Company adds to its Investor Relations office, managing relations with institutional shareholders and analysts, the Shareholders Unit, dedicated to relations with retail shareholders. Contact info for this unit is available in the Investors\Contacts section.
Generali's engagement to keep its shareholders up to date and in contact
Generali strongly believes in the value of the trust shown by tens of thousands private investors that make up the base of its shareholder structure and as a consequence is focused on supplying a continuous and detailed stream of information, in particular in important moments of the Company’s life. This focus and conviction are embodied by various documents, published periodically or on particular occasions and designed with retail shareholders’ needs in mind:
Stay updated
Generali in the Stock Exchange (Total Shareholders Return)
The total shareholders’ return is the measure of performance which combines share price variation and dividends paid to show the total return to the shareholder expressed as an annualized percentage.
More info on the “Share information & analysts” section.
Results of the Generali Group
To keep updated on all news on the Group, see the Press Releases
To know more details on the Generali Group positioning:
See the Consolidated Results of the Generali Group as at 30th June 2024
Generali achieves continued growth in operating result thanks to an increasingly diversified business profile. Solid capital position confirmed
- Gross written premiums increased significantly to € 50.1 billion (+20.4%), driven by substantial growth in Life (+26.6%) and P&C (+10.5%) segments
- Life net inflows were very positive at € 5.1 billion entirely driven by protection and unit-linked. New Business Value grew to € 1,289 million (+3.7%)
- Combined Ratio was 92.4% (+0.8 p.p.); undiscounted Combined Ratio improved to 94.9% (-0.1 p.p.)
- Continued growth in operating result to € 3.7 billion (+1.6%), led by the strong contribution of the Life and Asset & Wealth Management segments
- Adjusted net result was € 2.0 billion (-13.1%) mainly as a result of capital gains and other one-offs recorded during 1H2023. Excluding these effects, the adjusted net result would have been stable
- The Group’s Total Assets Under Management reached € 821 billion (+25.2%) mainly driven by the consolidation of Conning Holdings Limited
- Solid capital position, with Solvency Ratio at 211% (220% FY2023), primarily reflecting the acquisition of Liberty Seguros and the launch of the € 500 million buy-back programme already announced
Generali Group CEO, Philippe Donnet, said: “With continued operating result growth and the return to strong positive Life net inflows, our results confirm the resilience of Generali, the effectiveness of our strategy and our ability to deliver value for all stakeholders also in a complex macroeconomic and geopolitical context. We are evolving as a global insurance and asset management player with an increasingly diversified business profile. Our relentless focus on cash and capital position allows us to launch the € 500 million share buy-back, highlighting our commitment to increased shareholder remuneration. With only a few months until the close of our ‘Lifetime Partner 24: Driving Growth’ plan, we are fully on track to reach all its ambitious targets thanks to the continued efforts of all our colleagues and agents. Looking ahead, I am working with the top management team on the new Group strategy that we will present at our Investor Day on 30 January 2025 in Venice.”
Read more
Generali in the community
The engine of The Human Safety Net is a foundation initiated by Generali. It extends Generali’s purpose of ‘enabling people to shape a safer future by caring for their lives and dreams’ to the most vulnerable in our society. Generali is mobilizing their people and resources – financial support, time, skills, networks, assets, products - to reach more people and amplify our impact.