Retail shareholders
In Generali we have a significant number of individual investors, the retail shareholders. About a quarter of our share capital is subdivided among them. This is why we have created a section where we can interact with private shareholders and examine issues more closely linked to savings.
Shareholders' meeting
The General Meeting, called at least once a year and open to all those holding at least one Assicurazioni Generali share, is a fundamental aspect of the life of the company, one in which the shareholders have the opportunity to formally interact with the board of directors and management to discuss the main issues that took place during the financial year.
The AGM 2023 was held on the 28th of April 2023, and convened without physical attendance of shareholders and exclusively through the presence of the Appointed Representative, taking advantage of the option introduced by art. 106 of Decree-Law No. 18 of 17 March 2020, converted by Law No. 27 of 24 April 2020, the effects of which were extended by Decree-Law No. 198 of 29 December 2022, converted by Law No. 14 of 24 February 2023). Shareholders were given the possibility to cast their vote by conferring a proxy to the Designated Representative, also through a dedicated online portal.
For Generali being close to and with its shareholders is a fundamental and indispensable value. As a consequence, considering the health and legislative picture of the first months of 2020, the Company, being almost the only one among Italian issuers, upgraded its usual webcasting service of the opening speeches by the company’s top management, to a new and different service, reserved to shareholders: the live audio streaming of the full AGM proceedings. This first step was built upon in 2021 when a video streaming service was provided with excellent results: such service was available also in 2022 and 2023, granting an exclusive opportunity for Generali shareholders.
The recording of opening speeches by the Chairman, Group CEO and Group CFO is available in English, French, German, Spanish, Italian Sign Language and with Italian subtitles on the AGM 2023 – live streaming page.
Shareholders' meeting extended inclusion (SMEI)

In order to overcome the physical, communicative and sensorial barriers that may prevent the participation of some shareholders in the General Meeting, Generali has launched, since 2016, the Shareholders' Meeting Extended Inclusion (SMEI) program.
Supported by the enthusiasm and dedication of the volunteers of our Group and the collaboration of trained assistance professionals, the SMEI Program has developed over time, through the provision of a growing number of services, always oriented towards the inclusion of all shareholders with respect to that central moment in the life of the Company which is the Annual General Meeting. Read more
Shareholders unit
In order to guarantee that also retail shareholders have a direct contact point in Assicurazioni Generali, the Company adds to its Investor Relations office, managing relations with institutional shareholders and analysts, the Shareholders Unit, dedicated to relations with retail shareholders. Contact info for this unit is available in the Investors\Contacts section.
Generali's engagement to keep its shareholders up to date and in contact
Generali strongly believes in the value of the trust shown by tens of thousands private investors that make up the base of its shareholder structure and as a consequence is focused on supplying a continuous and detailed stream of information, in particular in important moments of the Company’s life. This focus and conviction are embodied by various documents, published periodically or on particular occasions and designed with retail shareholders’ needs in mind:
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Generali in the Stock Exchange (Total Shareholders Return)

The total shareholders’ return is the measure of performance which combines share price variation and dividends paid to show the total return to the shareholder expressed as an annualized percentage.
More info on the “Share information & analysts” section.
Results of the Generali Group
To keep updated on all news on the Group, see the Press Releases
To know more details on the Generali Group positioning:
See the Consolidated Results of the Generali Group as at 30th June 2023
Generali achieves excellent growth in operating result and earnings. Extremely solid capital position
- Gross written premiums increased to € 42.2 billion (+3.6%), driven by significant P&C growth (+10.6%). Life net inflows were entirely focused on unit-linked and protection, consistent with the Group’s strategy
- Operating result exceeded € 3.7 billion (+28.0%), led by the strong contribution from the P&C segment, while the Life segment was solid. The Combined Ratio improved to 91.6% (-5.4 p.p.). The New Business Margin was excellent at 5.81% (+0.31 p.p.)
- Strong growth in adjusted net result2 at € 2,330 million (+60.9%)
- Extremely solid capital position, with the Solvency Ratio at 228% (221% FY2022)
also thanks to the strong contribution from normalised capital generation
Generali Group CEO, Philippe Donnet, said: “The excellent first half of 2023 results continue to prove the effectiveness of our 'Lifetime Partner 24: Driving Growth' strategy and demonstrate that Generali is increasingly profitable, diversified and resilient, with a strong financial position. At the halfway point of the plan, we are fully on track to meet our ambitious targets, confirming that the Group has the right set-up to navigate the continually evolving macroeconomic and geopolitical scenario. In addition, the recent acquisitions of Liberty Seguros and Conning, which will reinforce our insurance leadership in Europe and enhance our global asset management platform, will further strengthen our Group. This set of results has been achieved thanks to the efforts of all of our colleagues and agents. They represent the solid foundation to continue achieving sustainable growth, creating value for all of our stakeholders.”
Generali in the community

The engine of The Human Safety Net is a foundation initiated by Generali. It extends Generali’s purpose of ‘enabling people to shape a safer future by caring for their lives and dreams’ to the most vulnerable in our society. Generali is mobilizing their people and resources – financial support, time, skills, networks, assets, products - to reach more people and amplify our impact.