From ideas to impact: three Innovation Fund projects take off

At Generali, innovation goes beyond technology: it’s about driving meaningful change in line with our Lifetime Partner 27: Driving Excellence strategy. The Generali Innovation Fund plays a key role in this journey by stimulating and accelerating innovation across the Group. By triggering and nurturing both local and global ideas, the Fund empowers colleagues to transform ambitious concepts into initiatives that deliver real value. Last June, the Board of the Generali Innovation Fund – composed of senior leaders from across the Group - approved three standout projects that embody this mission: Project DisMis, Stella Auto, and Delphi.

Project DisMis: safeguarding trust in the age of misinformation

Born from a Design Thinking sprint, Project DisMis tackles one of today’s most pressing societal challenges: misinformation. The initiative brings together Generali functions and external partners in a multi-disciplinary alliance to co-develop scalable solutions. By reinforcing societal trust and ensuring business continuity, DisMis demonstrates how innovation can benefit both our customers and the broader community.

Stella Auto: AI-powered support for car claims

Stella Auto introduces an AI-based avatar that assists customers in reporting car damage anytime, anywhere. By guiding users through the claims process 24/7, it enhances documentation quality, speeds up handling times, and ultimately boosts customer satisfaction. This project illustrates how technology can elevate the customer experience by blending convenience with reliability.

Delphi: transforming cyber underwriting with AI

Developed in collaboration with Sixfold, a New York based startup, Delphi leverages artificial intelligence to revolutionize cyber underwriting. Documents analysis and review, a task that once took underwriters a week can now be completed in a matter of minutes. In addition, pilot tests show an accuracy rate of up to 89.6% (F1 score) and are getting even better as the technology matures. By reducing reliance on outsourcing, cutting costs, and gaining strong adoption from underwriters, Delphi showcases how innovation can drive efficiency and business impact.

Driving innovation forward: the Fund that shapes our future

These projects highlight the power of the Generali Innovation Fund to turn ambitious ideas into impactful solutions for our business, our people, and society at large.

The Fund has played a pivotal role in bringing to life new value propositions, products and business models that are reshaping the industry. Each round of co-funding sparks enthusiastic participation across the Group, with hundreds of ideas submitted from all Business Units and Countries. This dynamic initiative continues to fuel our innovation engine - empowering us to create the next generation of products and solutions.

For more information, reach out to the Central Innovation Team at innovation@generali.com.