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              Who We Are

              Generali is one of the largest global insurance and asset management providers.

              Discover
              • At a Glance
              • Our History
                • Generali 190 Anniversary
                • Generali 190 Events timeline
                • Interactive Timeline
                • Our logo over 190 years
                • Generali publications
                • Posters and advertising
                • Group Historical Archives
                • Group libraries
              • Our Culture
              • Strategic Plan: Lifetime Partner 24
              • Our organization
                • Italy
                • Germany, Austria and Switzerland
                • France
                • International
                • Europ Assistance & Global Business Lines
                • Asset & Wealth Management
              • Discovering Generali
              • Our business model
              • Our activities
              • Our management
              • Our Brand
              • Sponsorship
                • Sport
                • Arts and Culture
              • The Human Safety Net
            • What we do
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              What we do

              Our purpose is to enable people to shape a safer and more sustainable future by caring for their lives and dreams.

              Discover
              • What is insurance
              • Life insurance
                • Pure-Risk Cover
                • Investment policies
                • Pension Funds
                • Before Taking Out a Life Insurance Policy
              • Property and Casualty Insurance
                • Damage to property
                • Personal Injury
                • Third-Party Liability
                • Before Taking Out a Property and Casualty Policy
                • Insurance Product Distribution and Claims Management
              • Insurance for Companies
              • Insurance Products with social and environmental value
              • NPS: improving clients’ experience
              • Asset Management
              • Insurance for dummies
              • Emerging risks
            • Our Responsibilities
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              Our Responsibilities

              Sustainability is the originator of our strategy.

              Discover
              • Responsible business
                • Charter of Sustainability Commitments
                • Materiality analysis
                • Stakeholder engagement
                • Governance & management
                • Group security
                • Code of conduct
                • Anti-corruption
                • Financial crimes compliance
                • Respecting human rights
                • Tax Strategy and Taxes
                • Tax Transparency Report
                • External commitments
              • Generali People
                • Generali People Strategy
                • Employee engagement
                • Investing in our people
                • Training
                • Work-life balance
                • Well-being
                • Social Dialogue
                • European Social Charter
                • European Works Council
              • A Lifetime partner to our customers
                • Personalised value propositions
                • Phygital advice
                • Effortless and caring experiences
                • Claims management
              • SME EnterPRIZE
              • Sustainable Investments
                • Sustainable Investing Strategy
                • Investment portfolio decarbonisation
                • Networking and Commitments
              • Sustainable Financial Management
                • Green & Sustainability Bonds
                • Green Insurance Linked Securities
              • Commitments to the environment and climate
                • Environmental management system
                • Investing for climate
                • Sustainable real estate investing
                • Greenhouse gas emissions
                • Our offices: energy, use of resources and waste
                • Mobility of our personnel
                • Participation in public debate
              • Working with our suppliers
                • Purchasing policy
                • Purchasing procedures
              • Living the community
                • How we contribute
              • Performance and Reporting
                • Data and performance
                • Reports archive
                • Sustainability indices and ratings
              • Contacts
            • Work with us
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              Work with us

              People are our company's soul.

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              • Get to know us
                • Diversity Equity and Inclusion
                • Our people’s stories
                • Our roles
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                • Drive our success
                • Your development with us
                • We LEARN
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              • Join us
                • Five reasons to apply
                • Advice for your application
                • Openings for Graduates and Students
                • Job search
                • Contact and connect with us
            • Investors
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              Investors

              Driving sustainable growth, enhancing earnings profile, and leading innovation are the three pillars of our strategy.

              Discover
              • Investing in Generali
              • Strategy
                • Outlook
                • Investments and divestments
                • Transformation Strategy
                • Growth factors
              • Financial highlights
                • Performance by segment
                • Performance by country
                • Historical Data
              • Reports and presentations
                • Report Archive
                • Presentations
                • Investor Days
                • Cattolica Tender
              • Share information & analysts
                • Key share figures
                • Tickers and indices
                • Share capital
                • Dividends
                • Shareholding calculator
                • Equity analysts and consensus
                • Ownership structure
                • Share buyback
              • Debt & ratings
                • Debt securities
                • Debt composition and maturity
                • Ratings
                • Credit analysts
                • Sustainability Bond Framework and Report
              • Our ESG approach
                • Environmental
                • Social
                • Governance
              • Financial calendar
              • Retail shareholders
              • Contacts
                • Contacts for institutional investors
                • Contacts for retail shareholders
            • Media
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              Media

              The latest from Generali.

              Discover
              • Press releases
              • News
                • COVID-19 emergency
              • Podcast
                • 190 Years of Future
              • Media kit
              • Events calendar
              • Multimedia-Gallery
                • Videos
                • Images
              • Social media
                • Netiquette
              • Corporate magazines
              • Macroeconomic and insurance research
                • Contacts
              • Contacts
                • Main European companies
            • Governance
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              Governance

              Our corporate governance system is in line with international best practices.

              Discover
              • Corporate governance system
                • Articles of association
                • Organisational and Management Model
                • Related-party transactions
                • Corporate Governance Report
                • Diversity Policy
              • Board of Directors
                • Role, functions and activity
                • Meetings and attendance
                • Board evaluation
                • Succession plan
                • Procedure for the outgoing Board of Directors list – AGM 2022
              • Committees
                • Risk and Control Committee
                • Related party transactions Committee
                • Nominations and Corporate Governance Committee
                • Remuneration and Human Resources Committee
                • Innovation, Social and Environmental Sustainability Committee
                • Investment Committee
              • Statutory Auditors
              • External Auditors Firm
              • Remuneration
                • Share plan for the employees
              • Insider stock trading
                • List of insiders
                • Shareholdings
                • Transactions
              • Business conduct
              • Engagement
              • Relations with institutions
              • Internal Control & Risk Management System
                • Internal control functions
              • Annual General Meeting
                • A tree for a shareholder
              • Annual General Meeting 2023
                • Notice of call of the Annual General Meeting 2023
                • Annual General Meeting 2023 Documents
                • AGM 2023 - live streaming
                • AGM 2023 SMEI program
                • AGM 2023 - How to vote
                • FAQ
              • Crisis management
              • Contacts
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            1. Investors
            2. Reports and presentations
            3. Report Archive
            4. SFCR – Solvency and financial condition report
            • Investing in Generali
            • Strategy
              • Outlook
              • Investments and divestments
              • Transformation Strategy
              • Growth factors
            • Financial highlights
              • Performance by segment
              • Performance by country
              • Historical Data
            • Reports and presentations
              • Report Archive
              • Presentations
              • Investor Days
              • Cattolica Tender
            • Share information & analysts
              • Key share figures
              • Tickers and indices
              • Share capital
              • Dividends
              • Shareholding calculator
              • Equity analysts and consensus
              • Ownership structure
              • Share buyback
            • Debt & ratings
              • Debt securities
              • Debt composition and maturity
              • Ratings
              • Credit analysts
              • Sustainability Bond Framework and Report
            • Our ESG approach
              • Environmental
              • Social
              • Governance
            • Financial calendar
            • Retail shareholders
            • Contacts
              • Contacts for institutional investors
              • Contacts for retail shareholders

            SFCR 2018 Generali Group and Group main European insurance and reinsurance companies

            List of Solvency and financial condition report (SFCR) documents of the Generali Group, of the parent company Assicurazioni Generali and link to website of the main Generali Group European insurance and reinsurance companies.

            SFCR 2018 – Solvency and financial condition report

            Generali Group

            • SFCR 2018

              6 mb
            • MAIN ENTITIES AND SOLVENCY RATIO AND REPORT ON WEBSITE

              417 kb
            • TRANSLATION EXECUTIVE SUMMARY SFCR 2018

              757 kb

            SFCR 2018 – Solvency and financial condition report

            Assicurazioni Generali SpA – Solo parent company

            • SFCR 2018

              4 mb

            Generali Group

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            Generali is one of the largest global insurance and asset management providers. Established in 1831, it is present in over 50 countries in the world, with a total premium income of € 81.5 billion in 2022. With 82,000 employees serving 69 million customers, the Group has a leading position in Europe and a growing presence in Asia and Latin America. At the heart of Generali’s strategy is its Lifetime Partner commitment to customers, achieved through innovative and personalised solutions, best-in-class customer experience and its digitalised global distribution capabilities. The Group has fully embedded sustainability into all strategic choices, with the aim to create value for all stakeholders while building a fairer and more resilient society.

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            • Privacy & GDPR
            • FATCA
            • EMIR exemption
            • Holocaust
            • Glossary
            • FAQ
            • Whistleblowing

            © Assicurazioni Generali S.p.A. - FISCAL CODE 00079760328 AND GROUP VAT NO. 01333550323

            • Who We Are
                back
              • Who We Are

                Generali is one of the largest global insurance and asset management providers.

                Discover
              • At a Glance
              • Our History
                  Who We Are
                • Our History

                  Discover
                • Generali 190 Anniversary
                • Generali 190 Events timeline
                • Interactive Timeline
                • Our logo over 190 years
                • Generali publications
                • Posters and advertising
                • Group Historical Archives
                • Group libraries
              • Our Culture
              • Strategic Plan: Lifetime Partner 24
              • Our organization
                  Who We Are
                • Our organization

                  Discover
                • Italy
                • Germany, Austria and Switzerland
                • France
                • International
                • Europ Assistance & Global Business Lines
                • Asset & Wealth Management
              • Discovering Generali
              • Our business model
              • Our activities
              • Our management
              • Our Brand
              • Sponsorship
                  Who We Are
                • Sponsorship

                  Discover
                • Sport
                • Arts and Culture
              • The Human Safety Net
            • What we do
                back
              • What we do

                Our purpose is to enable people to shape a safer and more sustainable future by caring for their lives and dreams.

                Discover
              • What is insurance
              • Life insurance
                  What we do
                • Life insurance

                  Discover
                • Pure-Risk Cover
                • Investment policies
                • Pension Funds
                • Before Taking Out a Life Insurance Policy
              • Property and Casualty Insurance
                  What we do
                • Property and Casualty Insurance

                  Discover
                • Damage to property
                • Personal Injury
                • Third-Party Liability
                • Before Taking Out a Property and Casualty Policy
                • Insurance Product Distribution and Claims Management
              • Insurance for Companies
              • Insurance Products with social and environmental value
              • NPS: improving clients’ experience
              • Asset Management
              • Insurance for dummies
              • Emerging risks
            • Our Responsibilities
                back
              • Our Responsibilities

                Sustainability is the originator of our strategy.

                Discover
              • Responsible business
                  Our Responsibilities
                • Responsible business

                  Discover
                • Charter of Sustainability Commitments
                • Materiality analysis
                • Stakeholder engagement
                • Governance & management
                • Group security
                • Code of conduct
                • Anti-corruption
                • Financial crimes compliance
                • Respecting human rights
                • Tax Strategy and Taxes
                • Tax Transparency Report
                • External commitments
              • Generali People
                  Our Responsibilities
                • Generali People

                  Discover
                • Generali People Strategy
                • Employee engagement
                • Investing in our people
                • Training
                • Work-life balance
                • Well-being
                • Social Dialogue
                • European Social Charter
                • European Works Council
              • A Lifetime partner to our customers
                  Our Responsibilities
                • A Lifetime partner to our customers

                  Discover
                • Personalised value propositions
                • Phygital advice
                • Effortless and caring experiences
                • Claims management
              • SME EnterPRIZE
              • Sustainable Investments
                  Our Responsibilities
                • Sustainable Investments

                  Discover
                • Sustainable Investing Strategy
                • Investment portfolio decarbonisation
                • Networking and Commitments
              • Sustainable Financial Management
                  Our Responsibilities
                • Sustainable Financial Management

                  Discover
                • Green & Sustainability Bonds
                • Green Insurance Linked Securities
              • Commitments to the environment and climate
                  Our Responsibilities
                • Commitments to the environment and climate

                  Discover
                • Environmental management system
                • Investing for climate
                • Sustainable real estate investing
                • Greenhouse gas emissions
                • Our offices: energy, use of resources and waste
                • Mobility of our personnel
                • Participation in public debate
              • Working with our suppliers
                  Our Responsibilities
                • Working with our suppliers

                  Discover
                • Purchasing policy
                • Purchasing procedures
              • Living the community
                  Our Responsibilities
                • Living the community

                  Discover
                • How we contribute
              • Performance and Reporting
                  Our Responsibilities
                • Performance and Reporting

                  Discover
                • Data and performance
                • Reports archive
                • Sustainability indices and ratings
              • Contacts
            • Work with us
                back
              • Work with us

                People are our company's soul.

                Discover
              • Get to know us
                  Work with us
                • Get to know us

                  Discover
                • Diversity Equity and Inclusion
                • Our people’s stories
                • Our roles
              • Grow with us
                  Work with us
                • Grow with us

                  Discover
                • Drive our success
                • Your development with us
                • We LEARN
                • What we offer
              • Join us
                  Work with us
                • Join us

                  Discover
                • Five reasons to apply
                • Advice for your application
                • Openings for Graduates and Students
                • Job search
                • Contact and connect with us
            • Investors
                back
              • Investors

                Driving sustainable growth, enhancing earnings profile, and leading innovation are the three pillars of our strategy.

                Discover
              • Investing in Generali
              • Strategy
                  Investors
                • Strategy

                  Discover
                • Outlook
                • Investments and divestments
                • Transformation Strategy
                • Growth factors
              • Financial highlights
                  Investors
                • Financial highlights

                  Discover
                • Performance by segment
                • Performance by country
                • Historical Data
              • Reports and presentations
                  Investors
                • Reports and presentations

                  Discover
                • Report Archive
                • Presentations
                • Investor Days
                • Cattolica Tender
              • Share information & analysts
                  Investors
                • Share information & analysts

                  Discover
                • Key share figures
                • Tickers and indices
                • Share capital
                • Dividends
                • Shareholding calculator
                • Equity analysts and consensus
                • Ownership structure
                • Share buyback
              • Debt & ratings
                  Investors
                • Debt & ratings

                  Discover
                • Debt securities
                • Debt composition and maturity
                • Ratings
                • Credit analysts
                • Sustainability Bond Framework and Report
              • Our ESG approach
                  Investors
                • Our ESG approach

                  Discover
                • Environmental
                • Social
                • Governance
              • Financial calendar
              • Retail shareholders
              • Contacts
                  Investors
                • Contacts

                  Discover
                • Contacts for institutional investors
                • Contacts for retail shareholders
            • Media
                back
              • Media

                The latest from Generali.

                Discover
              • Press releases
              • News
                  Media
                • News

                  Discover
                • COVID-19 emergency
              • Podcast
                  Media
                • Podcast

                  Discover
                • 190 Years of Future
              • Media kit
              • Events calendar
              • Multimedia-Gallery
                  Media
                • Multimedia-Gallery

                  Discover
                • Videos
                • Images
              • Social media
                  Media
                • Social media

                  Discover
                • Netiquette
              • Corporate magazines
              • Macroeconomic and insurance research
                  Media
                • Macroeconomic and insurance research

                  Discover
                • Contacts
              • Contacts
                  Media
                • Contacts

                  Discover
                • Main European companies
            • Governance
                back
              • Governance

                Our corporate governance system is in line with international best practices.

                Discover
              • Corporate governance system
                  Governance
                • Corporate governance system

                  Discover
                • Articles of association
                • Organisational and Management Model
                • Related-party transactions
                • Corporate Governance Report
                • Diversity Policy
              • Board of Directors
                  Governance
                • Board of Directors

                  Discover
                • Role, functions and activity
                • Meetings and attendance
                • Board evaluation
                • Succession plan
                • Procedure for the outgoing Board of Directors list – AGM 2022
              • Committees
                  Governance
                • Committees

                  Discover
                • Risk and Control Committee
                • Related party transactions Committee
                • Nominations and Corporate Governance Committee
                • Remuneration and Human Resources Committee
                • Innovation, Social and Environmental Sustainability Committee
                • Investment Committee
              • Statutory Auditors
              • External Auditors Firm
              • Remuneration
                  Governance
                • Remuneration

                  Discover
                • Share plan for the employees
              • Insider stock trading
                  Governance
                • Insider stock trading

                  Discover
                • List of insiders
                • Shareholdings
                • Transactions
              • Business conduct
              • Engagement
              • Relations with institutions
              • Internal Control & Risk Management System
                  Governance
                • Internal Control & Risk Management System

                  Discover
                • Internal control functions
              • Annual General Meeting
                  Governance
                • Annual General Meeting

                  Discover
                • A tree for a shareholder
              • Annual General Meeting 2023
                  Governance
                • Annual General Meeting 2023

                  Discover
                • Notice of call of the Annual General Meeting 2023
                • Annual General Meeting 2023 Documents
                • AGM 2023 - live streaming
                • AGM 2023 SMEI program
                • AGM 2023 - How to vote
                • FAQ
              • Crisis management
              • Contacts
            • Discovering Generali
            • Bollettino
            • Download Center
            • Contact US
            • Eng Ita