Generali SpA

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Reports and presentations

All corporate documents relating to the annual financial statements, the quarterly reports and company presentations can be found in this section.

Results at March 31, 2016

  • Annualised operating RoE at 13.3%, securing the target (>13%)
  • Net cash inflows over € 4.5 bln (+6.4%)2
  • Premiums at € 20 bln (-1.1%). Life segment impacted by volatile equity markets, P&C broadly stable
  • Combined ratio further improving to 92% (-1.3 p.p.)
  • Operating result over € 1.1 bln (-12.3%) and net profit at € 588 mln (-13.8%), with lower realization of gains on investments due to the adverse market conditions
  • Solid capital position, with the Economic Solvency Ratio at 188%

The Generali General Manager and Group CFO, Alberto Minali, commented: “The results that we are presenting confirm the ability of Generali to deal with particularly challenging times as those we are currently experiencing. Despite a first quarter with equity markets reporting significant losses and interest rates at record lows, Generali maintained an operating return (RoE) above 13%, in line with our strategic plan. Moreover, the technical results show a further improvement in the performance of our insurance business, in both Life and P&C segments. The decrease in the operating result and in the net profit is mainly driven by the decision to realize a lower level of gains on our investments considering the current adverse market conditions, in contrast to the approach taken in the first quarter of 2015. Despite this economic scenario, the Group capital position also remains solid; the Economic Solvency Ratio amounts to 188%. These results confirm that the quality of our management team and the risk underwriting discipline will support Generali in facing better this complex phase as well as granting a satisfactory remuneration for its shareholders”.

Interim management statements as of 31 March 2016 - Press release 809 kb  
Presentation of results at 31 March 2016 688 kb  
Pre-recorded video webcast 1Q 2016  
Webcast transcript 1Q 2016 241 kb  
Supplementary financial information as of 31 March 2016 351 kb  
Infographics 1Q 2016 47 kb  
Q&A Audio 1Q 2016